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Financial surprises happen to the best of us, as an unexpected bill, car or home repair, or large unplanned purchase can creep up at any moment. When savings won’t cover what’s needed, a personal loan can be a smart choice in covering the cost and repaying it over an extended period. Personal loans often have a fixed rate, a predictable monthly payment, and a payment term that can stretch over several months to several years. However, getting the best personal loan for your specific financial needs isn’t always a simple task. There are a few steps to take to ensure the financing received makes the most sense in terms of total cost, repayment, and long-term financial impact.…continue reading →

No one has the power to avoid unexpected emergencies.  No matter how cautious you are or how much insurance you have, finding yourself in an accident or other emergencies can happen when you least expect. …continue reading →

Creating a company and the subsequent brand that goes with that company is an exciting and nerve wrenching time. At the early stages, there are a million different things to take into account. For every opportunity there is a challenge, such as predicting how the market is going to react to what you have to offer. Thus, it is of extreme importance to place yourself in your customer’s shoes when starting a business. More importantly, this sentiment should not change as a business develops and grows – seeing from the customer’s point of view is a value that needs to be woven right through your business.…continue reading →

Travelling is a beautiful thing. I cannot imagine any other activity t that will both simultaneously rip you apart and tear you up while also lifting you higher and higher to elation. …continue reading →

While spending time abroad is a great way to learn about the world around you and experience things that you otherwise would never be able to see or do, the opportunity to travel also comes at a price. Luckily, if you’re wise, you can always find ways to reduce your costs and save yourself from spending more money than is needful when traveling. So to help you do this, here are three tips for saving money when you’re on a trip abroad.…continue reading →

Getting your first credit card is almost a rite of passage into adulthood when you live in a first world country.  The danger of credit cards lies in the widespread lack of knowledge about how to properly use them. …continue reading →